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Most other loans, including the doctor’s loan, will hit you with these fees. (Although at least one doctor’s loan will waive this if you’re willing to pay a higher interest rate.) A doctor’s loan rate is typically about 1/4% higher than a comparable FHA/VA loan but could be anywhere from 1/8% to 1% higher than a conventional loan.
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You can therefore use the jumbo home loan to buy your luxury home in Texas. Nonetheless, you will need to meet the strict guidelines that the loan requires, owing to the large amount of cash that it.
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