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Is a Subprime Auto Loan Crisis Brewing? – With car loans, a lot of what happens is that the loan-to-value is 100% or more than 100%. Before this radio show, I just decided to look at some prospectuses from some of these car loan-backed.
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Do You Have Enough Home Equity to Refinance? – CTLV is your current mortgage balance plus your desired home equity loan amount, divided by your home value. Discover Home Equity Loans has loan amounts from $35,000-$150,000 with up to 90% of the borrower’s CLTV (in some cases 95%).
Loan-to-Value Ratio – LTV Ratio Definition – Investopedia – For those with an LTV ratio over 100% – also known as being "underwater" or "upside down" – Fannie Mae’s High Loan-to-Value Refinance Option and Freddie Mac’s Enhanced Relief.
3 Important Changes to Fannie Mae Mortgage Loans – and there are no loan-to-value limits. To qualify for the new refinance program, you’ll need to have made at least 12 on-time payments, and have no 30-day-late payments in the last six months and no.
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